North Wales Personal Loan in 2025

Common Capital is a Help Organization dedicated to providing the public with comprehensive, accurate, and accessible online information about payday loans in Pennsylvania.

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Pennsylvania North Wales

Eligibility Criteria for Personal Loans

  • Valid government-issued identification.
  • Proof of stable income, such as recent pay stubs or bank statements.
  • Active checking account details for direct deposit.
  • Current contact information, including phone number and email address.
  • Minimum age of 18 years old.
  • Residence within the serviceable area as defined by the NGO.
  • Completed application form with accurate personal and financial data.
  • No existing outstanding instant cash advances with the NGO.

Trusted Personal Loan Lenders in North Wales, PA

Discover our curated list of trusted personal loan lenders, offering reliable financial solutions tailored to your needs with transparency and commitment to responsible lending practices.

Lender
User Ratings
Address
Phone
Category
Ira's Notary Services
User Raiting:
5.00
Address: 100 S Main St #1A, North Wales, PA 19454
Phone: +1 (215) 661-9515
Category: Financial institution
Citizens Bank
User Raiting:
5.00
Address: 273 Dekalb Pike, North Wales, PA 19454
Phone: +1 (215) 661-6130
Category: Bank
G. Fedale Roofing & Siding
User Raiting:
4.80
Address: 1454 Bethlehem Pike, North Wales, PA 19454
Phone: +1 (215) 567-7663
Category: Financial institution
W.B. Homes, Inc.
User Raiting:
4.60
Address: 404 N Sumneytown Pike, North Wales, PA 19454
Phone: +1 (215) 800-3075
Category: Financial institution
Fulton Bank
User Raiting:
4.50
Address: 710 Upper State Rd, North Wales, PA 19454
Phone: +1 (215) 412-3400
Category: Bank
Citizens Bank Supermarket Branch
User Raiting:
3.70
Address: 1201 Knapp Rd, North Wales, PA 19454
Phone: +1 (215) 616-2590
Category: Bank
KeyBank
User Raiting:
3.20
Address: 1498 N Wales Rd, North Wales, PA 19454
Phone: +1 (215) 368-0550
Category: Bank
Bank of America (with Drive-thru ATM)
User Raiting:
2.60
Address: 983 N Wales Rd, North Wales, PA 19454
Phone: +1 (215) 412-5523
Category: Bank

What Are the Alternatives for Short-term Loans in North Wales?

Explore practical and sustainable financial options that serve as alternatives to payday loans, helping you achieve better financial stability and avoid high-interest debt traps.

Installment Loans Quick

Installment loans allow borrowers to repay borrowed amounts over a set period with regular payments. They’re quick and ideal for managing larger expenses without immediate full payment.

Cash Loans Instant

Instant cash loans provide immediate funds for short-term needs. They’re small, unsecured loans requiring rapid repayment, often within a month, catering to unexpected financial needs.

Title Loans Guaranteed

Guaranteed title loans use your vehicle’s title as collateral, offering quick access to cash. They can be risky, as non-payment could result in losing the vehicle.

Emergency Loan Fast

Fast emergency loans are designed for urgent financial situations, providing quick access to funds without extensive credit checks, ensuring assistance when time is critical.

Payday Loans Online

Payday loans online offer short-term financial solutions with quick approval. Accessible from anywhere, they cater to immediate cash needs but often come with high-interest rates.

P2P Loans No Credit Check

No credit check P2P loans are personal loans facilitated by individuals or investors directly to borrowers, offering an alternative with potentially lower interest rates and flexible terms.

Debt Consolidation Loans Online

Online debt consolidation loans merge multiple debts into one, simplifying repayment and potentially reducing interest. They’re ideal for managing overwhelming financial obligations efficiently.

Bad Credit Loans Fast

Fast bad credit loans cater to individuals with poor credit histories, offering financial assistance without stringent credit requirements, but usually at higher interest rates compared to traditional loans.

How to Use Personal Loans - Useful Resources

Discover essential resources on effectively managing personal loans, ensuring responsible borrowing and financial stability. Explore expert tips and strategies for making the most of short-term financial assistance.

Industry
Address
Phone
College/University
Address: 425 South Pennsylvania Avenue, North Wales, PA 19454
Phone: +1 (215) 699-2736
Dentist
Address: 1222 Welsh Road, North Wales, PA 19454
Phone: +1 (215) 362-3000
Fitness Club & Center
Address: 217 Church Road, North Wales, PA 19454
Phone: +1 (267) 613-8246
Florists
Address: 129 South Main Street, North Wales, PA 19454
Phone: +1 (215) 699-4891
Government Office
Address: 200 West Walnut Street, North Wales, PA 19454
Phone: +1 (215) 699-3127
Hotel
Address: 121 Garden Golf Boulevard, North Wales, PA 19454
Phone: +1 (215) 412-8255
Museum
Address: 1260 Welsh Road, North Wales, PA 19454
Phone: +1 (215) 699-3994
Pharmacy
Address: 125 Witchwood Drive, North Wales, PA 19454
Phone: +1 (215) 699-7767
Shopping Center
Address: Montgomery Mall, North Wales, PA 19454
Phone: +1 (215) 361-9977
Veterinarian
Address: 1200 Welsh Road, North Wales, PA 19454
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How to Get to North Wales

Complaints about Short-Term Loans in Pennsylvania

Issue Type
Amount of Complaints
Charged fees or interest you didn't expect
248
Problem when making payments
178
Struggling to pay your loan
121
Problem with the payoff process at the end of the loan
109
Getting a line of credit
91
Charged fees or interest I didn't expect
89
Getting the loan
87
Incorrect information on your report
70
Problem with additional add-on products or services
51
Can't contact lender or servicer
40
The data is taken from consumer complaint database created by Consumer Financial Protection Bureau

Submit a Complaint for a Short-term lender in North Wales

If you need to submit a complaint against a payday lender in Pennsylvania, the primary regulatory body is the Pennsylvania Department of Banking and Securities. They ensure compliance with state laws governing payday loans. You can reach them at:

  • Pennsylvania Department of Banking and Securities, 17 North Second Street, Suite 1300, Harrisburg, PA 17101-2290
  • (800) 722-2657
Submit a Complaint

Frequently Asked Questions about Short-term Loans

Are Payday Loans Legal in Pennsylvania?

No, payday loans are not legal in Pennsylvania. The state has stringent laws and regulations in place that effectively ban payday lending to protect consumers from predatory practices and high-interest rates. These regulations are designed to safeguard the financial well-being of Pennsylvania residents.

Why are Payday Loans Prohibited in Pennsylvania?

Payday loans are prohibited in Pennsylvania due to concerns about the harm they can cause to borrowers. The high-cost structure of payday loans can lead individuals into cycles of debt, making it challenging to achieve financial stability. The state government has implemented these laws to prevent payday lenders from exploiting vulnerable consumers.

What Alternatives Are Available for Short-Term Financial Needs?

Pennsylvania offers various alternatives for individuals facing short-term financial needs. These alternatives prioritize responsible lending practices and borrower protection. Residents can explore traditional bank loans, credit unions, personal installment loans, and assistance programs provided by nonprofit organizations and government agencies.

Can Out-of-State Lenders Offer Payday Loans?

No, out-of-state payday lenders are not allowed to offer payday loans to residents in Pennsylvania. The state's regulations extend beyond its borders to ensure that borrowers are protected from predatory lending practices, regardless of the lender's location.

What Should I Do If I Have an Existing Payday Loan in Pennsylvania?

If you have an existing payday loan, it's important to know that it is not legally enforceable in Pennsylvania. The state's laws render such loans void. If you're facing challenges related to an existing payday loan, you can seek guidance from the Pennsylvania Department of Banking and Securities. They can provide assistance and resources to help resolve any issues associated with the loan.

Where Can I Report Unlawful Payday Lending Practices?

If you encounter any unlawful payday lending practices or believe you have been targeted by predatory lenders, it's essential to report these issues. You can report them to the Pennsylvania Department of Banking and Securities. Your report can contribute to investigations and efforts to curb predatory lending practices in the state, protecting other consumers from similar experiences. Your actions can make a difference in promoting fair and responsible lending practices in Pennsylvania.

Pennsylvania Personal Loans Near Me

Abington Airville Albion Albrightsville Alburtis Aliquippa Allenport Allensville Allentown Allison Park Altoona Ambler Ambridge Andalusia Annville Apollo Archbald Ardmore Arendtsville Armagh Arnold Ashland Aspers Aspinwall Aston Atglen Athens Atlasburg Audubon Avis Avoca Avondale Avonmore Baden Bairdford Bakerstown Bala Cynwyd Bally Bangor Bartonsville Bath Beaver Beaver Falls Beaver Springs Beaverdale Bechtelsville Bedford Bedminster Beech Creek Bell Belle Vernon Belle Vrn Br Bellefonte Belleville Bellevue Bellwood Bendersville Bensalem Bentleyville Benton Berlin Bernville Berwick Berwyn Bethel Bethel Park Bethlehem Big Run Biglerville Birchrunville Bird In Hand Birdsboro Blain Blairs Mills Blairsville Blakely Blakeslee Blandon Blawnox Bloomfield Blooming Glen Bloomsburg Blossburg Blue Ball Blue Bell Blue Ridge Summit Boalsburg Boiling Springs Boothwyn Boyertown Brackenridge Bradenville Bradford Breezewood Bridgeport Bridgeville Bridgewater Bristol Britain Brockway Brodheadsville Brogue Brookhaven Brookville Broomall Brownstown Brownsville Bryn Mawr Buckingham Burgettstown Burlington Burnham Butler California Cambridge Springs Camp Hill Canadensis Canonsburg Canton Carbondale Carlisle Carmel Carmichaels Carnegie Carrolltown Cashtown Castle Castle Shannon Catasauqua Catawissa Cecil Center Square Center Valley Centre Hall Chadds Ford Chalfont Chalkhill Chambersburg Champion Charleroi Cheltenham Chester Chester Springs Chesterbrook Cheswick Cheyney Chicora Churchville Clairton Clarion Clarks Green Clarks Summit Claysburg Claysville Clearfield Cleona Clifford Clifton Heights Clintonville Clymer Coal Center Coal Township Coalport Coatesville Cochranton Cochranville College Collegeville Collingdale Colmar Columbia Concordville Conemaugh Conestoga Confluence Conneaut Lake Conneautville Connellsville Conshohocken Conyngham Coopersburg Coplay Coraopolis Cornwall Corry Coudersport Covington Township Cranberry Cranberry Twp Cranesville Creek Creighton Cresco Cresson Cressona Croydon Crum Lynne Curwensville Cynwyd Dale Dallas Dallastown Dalmatia Dam Danville Darby Dauphin Davidsville Dayton Delaware Water Gap Delmont Delta Denver Derry Devon Dewart Dickson City Dillsburg Dingmans Ferry Donegal Donora Douglassville Dover Downingtown Doylestown Dravosburg Dresher Drexel Hill Drums Dublin Dubois Duke Center Dunbar Duncannon Duncansville Dunmore Duquesne Duryea Dushore Eagle Eagles Mere Eagleville East Berlin East Brady East Earl East Freedom East Greenville East Millsboro East Norriton East Petersburg East Pittsburgh East Prospect East Smithfield East Stroudsburg East Waterford Easton Eau Claire Ebensburg Ebervale Eddystone Edinboro Edwardsville Effort Elderton Eldred Elizabeth Elizabethtown Elizabethville Elkins Park Elkland Elliottsburg Ellwood City Elmhurst Township Elton Elverson Elwyn Elysburg Emigsville Emlenton Emmaus Emporium Enola Enon Valley Ephrata Erdenheim Erie Erwinna Essington Evans City Everett Exeter Export Exton Eynon Factoryville Fairfield Fairless Hills Fairview Fallentimber Falls Falls Creek Fannettsburg Farmington Farrell Feasterville trevose Finleyville Fishertown Fleetwood Flemington Flourtown Fogelsville Folcroft Folsom Fombell Ford Ford City Forest City Fort Littleton Fort Loudon Fort Washington Forty Fort Fountain Hill Fountainville Four Frackville Franconia Franklin Frazer Frederick Fredericktown Fredonia Freedom Freeland Freeport Friedens Friedensburg Friendsville Fryburg Furlong Galeton Gallitzin Gap Garnet Valley Garrett Gettysburg Gibsonia Gilbert Gilbertsville Girard Gladwyne Glassport Glen Lyon Glen Mills Glen Rock Glenmoore Glenolden Glenshaw Glenside Goldsboro Goodville Gordonville Gouldsboro Grantville Gratz Great Bend Greencastle Greensburg Greentown Greenville Grindstone Grove City Guys Mills Gwynedd Valley Halifax Hallstead Hamburg Hamlin Hampden Township Hannastown Hanover Harborcreek Harleysville Harmony Harrisburg Harrison City Harrisonville Harrisville Hartstown Harveys Lake Hastings Hatboro Hatfield Haverford Havertown Hawley Hazle Township Hazleton Hegins Hellertown Hereford Herminie Hermitage Hershey Hickory Highspire Hill Holland Hollidaysburg Hollsopple Holmes Homer City Homestead Honesdale Honey Brook Hooversville Hop Bottom Hopwood Horsham Houtzdale Hughesville Hummels Wharf Hummelstown Hunker Hunlock Creek Huntingdon Huntingdon Valley Hustontown Hyndman Ickesburg Indian Head Indiana Ingomar Intercourse Irvona Irwin Jacobus Jamison Jeannette Jefferson Hills Jefferson Township Jenkintown Jennerstown Jermyn Jersey Shore Jim Thorpe Johnsonburg Johnstown Jonestown Kane Karns City Karthaus Keisterville Kennerdell Kennett Square Kersey Kimberton King Of Prussia Kingsley Kingston Kintnersville Kittanning Klingerstown Knox Knoxville Kresgeville Kulpmont Kulpsville Kunkletown Kutztown Kylertown La Plume Laceyville Lafayette Hill Lahaska Lake Lake Ariel Lake Harmony Lancaster Landenberg Landisburg Landisville Langhorne Lansdale Lansdowne Lansford Laporte Latrobe Laureldale Laurys Station Lawn Le Raysville Lebanon Leechburg Leesport Leetsdale Lehighton Lemont Furnace Lemoyne Lenhartsville Leola Levittown Lewisberry Lewisburg Lewistown Liberty Library Ligonier Limerick Limerick Township Lincoln University Linden Line Lexington Linglestown Lititz Little Meadows Littlestown Liverpool Lock Haven Loganton Lords Valley Lower Burrell Lower Gwynedd Township Lower Salford Township Loysburg Loysville Luzerne Lykens Lyndora Lyons Macungie Mahanoy City Malvern Manchester Manheim Mansfield Maple Glen Marcus Hook Marienville Marion Center Markleysburg Mars Martins Creek Martinsburg Marysville Masontown Matamoras Maytown Mcadoo Mcalisterville Mcclellandtown Mcclure Mcconnellsburg Mcdonald Mckees Rocks Mckeesport Mcmurray Mcsherrystown Mcveytown Meadville Mechanicsburg Media Meeting Melcroft Mercer Mercersburg Meridian Mertztown Meshoppen Meyersdale Middleburg Middletown Mifflin Mifflinburg Mifflintown Mifflinville Milanville Milesburg Milford Milford Square Mill Hall Millersburg Millerstown Millersville Millerton Millheim Mills Millvale Millville Milroy Milton Minersville Mohnton Mohrsville Monaca Monessen Monongahela Monroe Monroeville Mont Alto Montgomery Montgomeryville Montoursville Montrose Moon Twp Moosic Morgantown Morris Morrisville Morton Mount Joy Mountain Top Mountainhome Mountville Mt Aetna Mt Carmel Mt Jewett Mt Pleasant Mt Union Mt Wolf Muncy Munhall Murrysville Myerstown Nanticoke Nanty glo Narberth Narvon Natrona Heights Nazareth Neffs Nescopeck Nesquehoning New Alexandria New Berlin New Bethlehem New Bloomfield New Brighton New Britain New Castle New Cumberland New Derry New Eagle New Florence New Freedom New Holland New Hope New Kensington New Milford New Oxford New Providence New Ringgold New Salem Borough New Stanton New Tripoli New Wilmington Newell Newfoundland Newmanstown Newport Newtown Newtown Square Newville Nicholson Normalville Norristown North Apollo North East North Versailles North Wales Northampton Northern Cambria Northern Liberties Northumberland Norwood Nottingham Noxen Numidia Oak Oakdale Oakmont Ohiopyle Oil City Old Forge Oley Oliver Olyphant Ono Orbisonia Orefield Oreland Orrstown Orrtanna Orwigsburg Osceola Mills Osterburg Ottsville Oxford Palm Palmerton Palmyra Paoli Park Parkesburg Patton Paxinos Peckville Pen Argyl Penn Hills Pennsburg Pennsylvania Furnace Pequea Perkasie Perkiomenville Perryopolis Petrolia Philadelphia Philipsburg Phoenixville Pine Grove Pines Pipersville Pittsburgh Pittston Plains Plains Township Pleasant Pleasant Hills Pleasant Unity Pleasantville Plum Plumsteadville Plumville Plymouth Plymouth Meeting Pocono Pocono Pines Pocono Summit Pocopson Point Point Marion Port Allegany Port Carbon Port Matilda Port Trevorton Portage Portersville Pottstown Pottsville Presto Pringle Prospect Park Pulaski Punxsutawney Quakertown Quarryville Radnor Reading Red Hill Red Lion Reedsville Reinholds Renovo Reynoldsville Rices Landing Richboro Richfield Richlandtown Ridgway Ridley Park Riegelsville Rimersburg Riverside Roaring Spring Robesonia Rochester Rochester Mills Rockledge Rocks Rockwood Ronks Rosemont Rostraver Township Royal Royersford Rural Valley Russellton Saegertown Salix Saltsburg Sandy Lake Sarver Saxonburg Saxton Saylorsburg Sayre Schaefferstown Schellsburg Schnecksville Schuylkill Haven Schwenksville Sciota Scott Township Scottdale Scranton Secane Selinsgrove Sellersville Seven Fields Seven Valleys Sewickley Shamokin Shamokin Dam Sharon Sharon Hill Sharpsville Shavertown Shenandoah Shermans Dale Shickshinny Shillington Shinglehouse Shippensburg Shippenville Shoemakersville Shohola Shrewsbury Sidman Sinking Spring Skippack Slatington Slippery Rock Smethport Smithfield Snow Shoe Solebury Somerset Souderton South Abington Township South Fork South Park Township Southampton Spring Church Spring City Spring Grove Spring House Spring Mills Spring Run Springboro Springdale Springfield Springs St Davids St Marys St Thomas Stahlstown State College Stewartstown Stockertown Stoneboro Stowe Stoystown Strabane Strasburg Stroudsburg Sugarloaf Sumneytown Sunbury Susquehanna Swarthmore Swiftwater Swissvale Sybertsville Sykesville Tamaqua Tannersville Tarentum Tatamy Taylor Telford Temple Terre Hill Thompsontown Thorndale Thornton Three Springs Tidioute Tioga Tionesta Titusville Tobyhanna Topton Towanda Tower City Township Trappe Tremont Trevose Trexlertown Tripoli Trooper Troy Tunkhannock Turbotville Turtle Creek Twp Tyler Hill Tyrone Union City Uniontown University Park Upper Darby Upper St Clair Valencia Valley Valley View Vandergrift Venetia Vernon Verona Villanova Volant Wales Wallingford Walnutport Wampum Warfordsburg Warminster Warren Warrendale Warrington Warrior Run Washington Washington Crossing Waterfall Waterford Watsontown Wattsburg Waymart Wayne Waynesboro Waynesburg Weatherly Weedville Wellsboro Wernersville Wescosville West Chester West Grove West Middlesex West Mifflin West Milton West Newton West View Westfield Wexford White Haven White Oak Whitehall Wilkes Barre Wilkes barre Township Williamsport Willow Grove Willow Street Wilmerding Wind Gap Windber Winfield Womelsdorf Wood Woodlyn Wormleysburg Worthington Wrightstown Wrightsville Wyalusing Wyncote Wynnewood Wyoming Wyomissing Wysox Wysox Township Yardley Yeadon York York Springs Youngsville Youngwood Zelienople Zieglerville Zionsville