Bethlehem Personal Loan in 2025

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Pennsylvania Bethlehem

Eligibility Criteria for Personal Loans

  • Valid government-issued identification
  • Proof of income or recent pay stubs
  • Verification of permanent address
  • Active bank account with recent statements
  • Properly filled application form
  • Agreed consent for credit check
  • Minimum age of 18 years
  • Contact information including phone number and email
  • No active bankruptcies or major delinquencies
  • Explanation of need for financial assistance

Trusted Personal Loan Lenders in Bethlehem, PA

Discover our list of trusted personal loan lenders, committed to offering reliable financial solutions with transparency, flexibility, and competitive rates to meet your unique needs and aspirations.

Lender
User Ratings
Address
Phone
Category
Scott Tomlinson, Finance of America Mortgage LLC
User Raiting:
5.00
Address: 1 E Broad St Suite 450, Bethlehem, PA 18018
Phone: +1 (610) 691-6015
Category: Financial institution
The Bad Credit Loans
User Raiting:
5.00
Address: 831 Linden St, Bethlehem, PA 18018
Phone: +1 (484) 372-4086
Category: Loan agency
Christopher Lewis, Finance of America Mortgage LLC
User Raiting:
5.00
Address: 1 E Broad St Suite 450, Bethlehem, PA 18018
Phone: +1 (484) 695-8049
Category: Financial institution
Unity Bank
User Raiting:
5.00
Address: 2850 Easton Ave, Bethlehem, PA 18017
Phone: +1 (484) 241-4209
Category: Bank
GK United Credit Repair
User Raiting:
5.00
Address: 11 W 2nd St, Bethlehem, PA 18015
Phone: +1 (484) 523-3217
Category: Financial institution
Speedway Credit Repair
User Raiting:
5.00
Address: 1 W Broad St 11th fl, Bethlehem, PA 18018
Phone: +1 (833) 223-3426
Category: Credit counsel
Mann Merchant Processing Systems
User Raiting:
5.00
Address: 2450 Brodhead Rd, Bethlehem, PA 18020
Phone: +1 (610) 882-1200
Category: Loan agency
Sandra Wyland at CrossCountry Mortgage, LLC
User Raiting:
5.00
Address: 1019 W Broad St, Bethlehem, PA 18018
Phone: +1 (610) 462-9118
Category: Financial institution
Express Cash Advance
User Raiting:
5.00
Address: 714 Linden St, Bethlehem, PA 18018
Phone: +1 (484) 289-6068
Category: Loan agency
Caliber Home Loans
User Raiting:
4.90
Address: 3101 Emrick Blvd #113, Bethlehem, PA 18020
Phone: +1 (484) 635-2100
Category: Financial institution
DLP Lending
User Raiting:
4.90
Address: 95 Highland Ave, Bethlehem, PA 18017
Phone: +1 (610) 590-4840
Category: Financial institution
Embassy Bank for the Lehigh Valley - Embassy Flagship Office
User Raiting:
4.60
Address: 100 Gateway Dr, Bethlehem, PA 18017
Phone: +1 (610) 882-8800
Category: Bank
Mariner Finance
User Raiting:
4.40
Address: 3859 Nazareth Pike Ste. 106, Bethlehem, PA 18020
Phone: +1 (610) 691-7272
Category: Loan agency
Embassy Bank for the Lehigh Valley - Saucon Valley
User Raiting:
4.40
Address: 3495 PA-378, Bethlehem, PA 18015
Phone: +1 (610) 332-2981
Category: Bank
Embassy Bank for the Lehigh Valley - Bethlehem
User Raiting:
4.30
Address: 925 W Broad St, Bethlehem, PA 18018
Phone: +1 (484) 821-1210
Category: Bank
People First - Bethlehem Township
User Raiting:
4.10
Address: 4150 Easton Ave, Bethlehem, PA 18020
Phone: +1 (610) 797-7440
Category: Credit union
United Check Cashing
User Raiting:
4.10
Address: 1814 Stefko Blvd, Bethlehem, PA 18017
Phone: +1 (610) 807-0144
Category: Check cash
Univest Bank and Trust Co.
User Raiting:
4.00
Address: 574 Main St, Bethlehem, PA 18018
Phone: +1 (610) 419-6054
Category: Bank
Fulton Bank
User Raiting:
4.00
Address: 3727 PA-378, Bethlehem, PA 18015
Phone: +1 (610) 332-9012
Category: Bank
Sarco Federal Credit Union
User Raiting:
4.00
Address: 1214 W Broad St, Bethlehem, PA 18018
Phone: +1 (610) 807-9922
Category: Credit union
Wells Fargo Bank
User Raiting:
3.70
Address: 3926 Nazareth Pike, Bethlehem, PA 18020
Phone: +1 (610) 974-8150
Category: Bank
PNC Bank
User Raiting:
3.70
Address: 1481 8th Ave, Bethlehem, PA 18018
Phone: +1 (610) 317-5840
Category: Bank
People First - Bethlehem
User Raiting:
3.70
Address: 1530 8th Ave, Bethlehem, PA 18018
Phone: +1 (610) 797-7440
Category: Credit union
First Commonwealth Federal Credit Union
User Raiting:
3.30
Address: 5500 Crawford Dr, Bethlehem, PA 18017
Phone: +1 (610) 821-2403
Category: Credit union
ESSA Bank and Trust
User Raiting:
3.00
Address: 418 W Broad St, Bethlehem, PA 18018
Phone: +1 (610) 691-2233
Category: Bank
Santander Bank Branch
User Raiting:
3.00
Address: 924 Eaton Ave, Bethlehem, PA 18018
Phone: +1 (610) 861-1017
Category: Bank
PNC Bank
User Raiting:
2.90
Address: 10 Stoke Park Rd, Bethlehem, PA 18017
Phone: +1 (610) 317-7100
Category: Bank
M&T Bank
User Raiting:
2.90
Address: 510 W Broad St, Bethlehem, PA 18018
Phone: +1 (610) 776-6434
Category: Bank
Bank of America (with Drive-thru ATM)
User Raiting:
2.30
Address: 1107 Butztown Rd, Bethlehem, PA 18017
Phone: +1 (610) 865-8521
Category: Bank

What Are the Alternatives for Short-term Loans in Bethlehem?

Explore various financial solutions that offer safer, more sustainable alternatives to payday loans, helping you manage expenses without falling into cycles of debt and financial strain.

Installment Loans Fast

Installment loans allow borrowers to repay their loans over a set schedule with fixed payments, making them suitable for larger expenses needing predictable payback.

Instant Cash Loans

Instant cash loans provide quick access to funds when you face unexpected expenses, typically with minimal approval time and straightforward application processes.

Guaranteed Title Loans

Guaranteed title loans use your vehicle as collateral, offering quick funding based on its value, though risking forfeiture if not repaid timely.

Emergency Loans Online

Emergency loans online cater to urgent financial needs, providing immediate access to funds through a simplified digital application process without extensive paperwork.

Payday Loans Online Quick

Payday loans online quick offer small, short-term financing accessible over the internet, typically requiring repayment by the borrower's next paycheck.

P2P Loans No Credit Check

P2P loans no credit check enable individuals to borrow from other individuals via online platforms, often offering flexible terms and competitive rates.

Debt Consolidation Loans Guaranteed

Debt consolidation loans guaranteed combine multiple debts into one, simplifying payments and possibly lowering interest rates, thus assisting in easier debt management.

Bad Credit Loans Fast

Bad credit loans fast are designed for individuals with poor credit scores, offering quicker approval despite financial history, often at higher interest rates.

How to Use Personal Loans - Useful Resources

Discover essential resources and tips for utilizing personal loans effectively, ensuring financial stability and informed decision-making with our comprehensive guide on managing short-term financial needs.

Industry
Address
Phone
Butcher
Address: 3020 Easton Avenue, Bethlehem, PA 18017
Phone: +1 (610) 866-2087
Club & Association
Address: 1014 Evans Street, Bethlehem, PA 18015
Phone: +1 (610) 691-9519
College/University
Address: 9 West Packer Avenue, Bethlehem, PA 18015
Phone: +1 (610) 758-3850
Community Center
Address: 520 East 4th Street, Bethlehem, PA 18015
Phone: +1 (610) 882-2032
Dentist
Address: 2162 West Union Boulevard, Bethlehem, PA 18018
Phone: +1 (610) 691-2121
Doctor
Address: 406 Delaware Avenue, Bethlehem, PA 18015
-
Fast Food
Address: 2184 West Union Boulevard, Bethlehem, PA 18018
-
Government Office
Address: 10 East Church Street, Bethlehem, PA 18018
Phone: +1 (610) 865-7088
Hospital
Address: 2101 Emrick Boulevard, Bethlehem, PA 18020
Phone: +1 (610) 868-0609
Hotel
Address: 74 West Broad Street, Bethlehem, PA 18018
-
Museum
Address: 74 West Broad Street, Bethlehem, PA 18018
Phone: +1 (610) 867-0173
Shopping Center
Address: 77 Sands Boulevard, Bethlehem, PA 18015
-
Sports Center
Address: 1441 Schoenersville Road, Bethlehem, PA 18018
-
Theater
Address: 420 East Goepp Street, Bethlehem, PA 18018
Phone: +1 (610) 861-0461
Tourist Information Office
Address: 509 Main Street, Bethlehem, PA 18018
Phone: +1 (610) 868-1513

How to Get to Bethlehem

Complaints about Short-Term Loans in Pennsylvania

Issue Type
Amount of Complaints
Charged fees or interest you didn't expect
248
Problem when making payments
178
Struggling to pay your loan
121
Problem with the payoff process at the end of the loan
109
Getting a line of credit
91
Charged fees or interest I didn't expect
89
Getting the loan
87
Incorrect information on your report
70
Problem with additional add-on products or services
51
Can't contact lender or servicer
40
The data is taken from consumer complaint database created by Consumer Financial Protection Bureau

Submit a Complaint for a Short-term lender in Bethlehem

If you need to submit a complaint against a payday lender in Pennsylvania, the primary regulatory body is the Pennsylvania Department of Banking and Securities. They ensure compliance with state laws governing payday loans. You can reach them at:

  • Pennsylvania Department of Banking and Securities, 17 North Second Street, Suite 1300, Harrisburg, PA 17101-2290
  • (800) 722-2657
Submit a Complaint

Frequently Asked Questions about Short-term Loans

Are Payday Loans Legal in Pennsylvania?

No, payday loans are not legal in Pennsylvania. The state has stringent laws and regulations in place that effectively ban payday lending to protect consumers from predatory practices and high-interest rates. These regulations are designed to safeguard the financial well-being of Pennsylvania residents.

Why are Payday Loans Prohibited in Pennsylvania?

Payday loans are prohibited in Pennsylvania due to concerns about the harm they can cause to borrowers. The high-cost structure of payday loans can lead individuals into cycles of debt, making it challenging to achieve financial stability. The state government has implemented these laws to prevent payday lenders from exploiting vulnerable consumers.

What Alternatives Are Available for Short-Term Financial Needs?

Pennsylvania offers various alternatives for individuals facing short-term financial needs. These alternatives prioritize responsible lending practices and borrower protection. Residents can explore traditional bank loans, credit unions, personal installment loans, and assistance programs provided by nonprofit organizations and government agencies.

Can Out-of-State Lenders Offer Payday Loans?

No, out-of-state payday lenders are not allowed to offer payday loans to residents in Pennsylvania. The state's regulations extend beyond its borders to ensure that borrowers are protected from predatory lending practices, regardless of the lender's location.

What Should I Do If I Have an Existing Payday Loan in Pennsylvania?

If you have an existing payday loan, it's important to know that it is not legally enforceable in Pennsylvania. The state's laws render such loans void. If you're facing challenges related to an existing payday loan, you can seek guidance from the Pennsylvania Department of Banking and Securities. They can provide assistance and resources to help resolve any issues associated with the loan.

Where Can I Report Unlawful Payday Lending Practices?

If you encounter any unlawful payday lending practices or believe you have been targeted by predatory lenders, it's essential to report these issues. You can report them to the Pennsylvania Department of Banking and Securities. Your report can contribute to investigations and efforts to curb predatory lending practices in the state, protecting other consumers from similar experiences. Your actions can make a difference in promoting fair and responsible lending practices in Pennsylvania.

Pennsylvania Personal Loans Near Me

Abington Airville Albion Albrightsville Alburtis Aliquippa Allenport Allensville Allentown Allison Park Altoona Ambler Ambridge Andalusia Annville Apollo Archbald Ardmore Arendtsville Armagh Arnold Ashland Aspers Aspinwall Aston Atglen Athens Atlasburg Audubon Avis Avoca Avondale Avonmore Baden Bairdford Bakerstown Bala Cynwyd Bally Bangor Bartonsville Bath Beaver Beaver Falls Beaver Springs Beaverdale Bechtelsville Bedford Bedminster Beech Creek Bell Belle Vernon Belle Vrn Br Bellefonte Belleville Bellevue Bellwood Bendersville Bensalem Bentleyville Benton Berlin Bernville Berwick Berwyn Bethel Bethel Park Bethlehem Big Run Biglerville Birchrunville Bird In Hand Birdsboro Blain Blairs Mills Blairsville Blakely Blakeslee Blandon Blawnox Bloomfield Blooming Glen Bloomsburg Blossburg Blue Ball Blue Bell Blue Ridge Summit Boalsburg Boiling Springs Boothwyn Boyertown Brackenridge Bradenville Bradford Breezewood Bridgeport Bridgeville Bridgewater Bristol Britain Brockway Brodheadsville Brogue Brookhaven Brookville Broomall Brownstown Brownsville Bryn Mawr Buckingham Burgettstown Burlington Burnham Butler California Cambridge Springs Camp Hill Canadensis Canonsburg Canton Carbondale Carlisle Carmel Carmichaels Carnegie Carrolltown Cashtown Castle Castle Shannon Catasauqua Catawissa Cecil Center Square Center Valley Centre Hall Chadds Ford Chalfont Chalkhill Chambersburg Champion Charleroi Cheltenham Chester Chester Springs Chesterbrook Cheswick Cheyney Chicora Churchville Clairton Clarion Clarks Green Clarks Summit Claysburg Claysville Clearfield Cleona Clifford Clifton Heights Clintonville Clymer Coal Center Coal Township Coalport Coatesville Cochranton Cochranville College Collegeville Collingdale Colmar Columbia Concordville Conemaugh Conestoga Confluence Conneaut Lake Conneautville Connellsville Conshohocken Conyngham Coopersburg Coplay Coraopolis Cornwall Corry Coudersport Covington Township Cranberry Cranberry Twp Cranesville Creek Creighton Cresco Cresson Cressona Croydon Crum Lynne Curwensville Cynwyd Dale Dallas Dallastown Dalmatia Dam Danville Darby Dauphin Davidsville Dayton Delaware Water Gap Delmont Delta Denver Derry Devon Dewart Dickson City Dillsburg Dingmans Ferry Donegal Donora Douglassville Dover Downingtown Doylestown Dravosburg Dresher Drexel Hill Drums Dublin Dubois Duke Center Dunbar Duncannon Duncansville Dunmore Duquesne Duryea Dushore Eagle Eagles Mere Eagleville East Berlin East Brady East Earl East Freedom East Greenville East Millsboro East Norriton East Petersburg East Pittsburgh East Prospect East Smithfield East Stroudsburg East Waterford Easton Eau Claire Ebensburg Ebervale Eddystone Edinboro Edwardsville Effort Elderton Eldred Elizabeth Elizabethtown Elizabethville Elkins Park Elkland Elliottsburg Ellwood City Elmhurst Township Elton Elverson Elwyn Elysburg Emigsville Emlenton Emmaus Emporium Enola Enon Valley Ephrata Erdenheim Erie Erwinna Essington Evans City Everett Exeter Export Exton Eynon Factoryville Fairfield Fairless Hills Fairview Fallentimber Falls Falls Creek Fannettsburg Farmington Farrell Feasterville trevose Finleyville Fishertown Fleetwood Flemington Flourtown Fogelsville Folcroft Folsom Fombell Ford Ford City Forest City Fort Littleton Fort Loudon Fort Washington Forty Fort Fountain Hill Fountainville Four Frackville Franconia Franklin Frazer Frederick Fredericktown Fredonia Freedom Freeland Freeport Friedens Friedensburg Friendsville Fryburg Furlong Galeton Gallitzin Gap Garnet Valley Garrett Gettysburg Gibsonia Gilbert Gilbertsville Girard Gladwyne Glassport Glen Lyon Glen Mills Glen Rock Glenmoore Glenolden Glenshaw Glenside Goldsboro Goodville Gordonville Gouldsboro Grantville Gratz Great Bend Greencastle Greensburg Greentown Greenville Grindstone Grove City Guys Mills Gwynedd Valley Halifax Hallstead Hamburg Hamlin Hampden Township Hannastown Hanover Harborcreek Harleysville Harmony Harrisburg Harrison City Harrisonville Harrisville Hartstown Harveys Lake Hastings Hatboro Hatfield Haverford Havertown Hawley Hazle Township Hazleton Hegins Hellertown Hereford Herminie Hermitage Hershey Hickory Highspire Hill Holland Hollidaysburg Hollsopple Holmes Homer City Homestead Honesdale Honey Brook Hooversville Hop Bottom Hopwood Horsham Houtzdale Hughesville Hummels Wharf Hummelstown Hunker Hunlock Creek Huntingdon Huntingdon Valley Hustontown Hyndman Ickesburg Indian Head Indiana Ingomar Intercourse Irvona Irwin Jacobus Jamison Jeannette Jefferson Hills Jefferson Township Jenkintown Jennerstown Jermyn Jersey Shore Jim Thorpe Johnsonburg Johnstown Jonestown Kane Karns City Karthaus Keisterville Kennerdell Kennett Square Kersey Kimberton King Of Prussia Kingsley Kingston Kintnersville Kittanning Klingerstown Knox Knoxville Kresgeville Kulpmont Kulpsville Kunkletown Kutztown Kylertown La Plume Laceyville Lafayette Hill Lahaska Lake Lake Ariel Lake Harmony Lancaster Landenberg Landisburg Landisville Langhorne Lansdale Lansdowne Lansford Laporte Latrobe Laureldale Laurys Station Lawn Le Raysville Lebanon Leechburg Leesport Leetsdale Lehighton Lemont Furnace Lemoyne Lenhartsville Leola Levittown Lewisberry Lewisburg Lewistown Liberty Library Ligonier Limerick Limerick Township Lincoln University Linden Line Lexington Linglestown Lititz Little Meadows Littlestown Liverpool Lock Haven Loganton Lords Valley Lower Burrell Lower Gwynedd Township Lower Salford Township Loysburg Loysville Luzerne Lykens Lyndora Lyons Macungie Mahanoy City Malvern Manchester Manheim Mansfield Maple Glen Marcus Hook Marienville Marion Center Markleysburg Mars Martins Creek Martinsburg Marysville Masontown Matamoras Maytown Mcadoo Mcalisterville Mcclellandtown Mcclure Mcconnellsburg Mcdonald Mckees Rocks Mckeesport Mcmurray Mcsherrystown Mcveytown Meadville Mechanicsburg Media Meeting Melcroft Mercer Mercersburg Meridian Mertztown Meshoppen Meyersdale Middleburg Middletown Mifflin Mifflinburg Mifflintown Mifflinville Milanville Milesburg Milford Milford Square Mill Hall Millersburg Millerstown Millersville Millerton Millheim Mills Millvale Millville Milroy Milton Minersville Mohnton Mohrsville Monaca Monessen Monongahela Monroe Monroeville Mont Alto Montgomery Montgomeryville Montoursville Montrose Moon Twp Moosic Morgantown Morris Morrisville Morton Mount Joy Mountain Top Mountainhome Mountville Mt Aetna Mt Carmel Mt Jewett Mt Pleasant Mt Union Mt Wolf Muncy Munhall Murrysville Myerstown Nanticoke Nanty glo Narberth Narvon Natrona Heights Nazareth Neffs Nescopeck Nesquehoning New Alexandria New Berlin New Bethlehem New Bloomfield New Brighton New Britain New Castle New Cumberland New Derry New Eagle New Florence New Freedom New Holland New Hope New Kensington New Milford New Oxford New Providence New Ringgold New Salem Borough New Stanton New Tripoli New Wilmington Newell Newfoundland Newmanstown Newport Newtown Newtown Square Newville Nicholson Normalville Norristown North Apollo North East North Versailles North Wales Northampton Northern Cambria Northern Liberties Northumberland Norwood Nottingham Noxen Numidia Oak Oakdale Oakmont Ohiopyle Oil City Old Forge Oley Oliver Olyphant Ono Orbisonia Orefield Oreland Orrstown Orrtanna Orwigsburg Osceola Mills Osterburg Ottsville Oxford Palm Palmerton Palmyra Paoli Park Parkesburg Patton Paxinos Peckville Pen Argyl Penn Hills Pennsburg Pennsylvania Furnace Pequea Perkasie Perkiomenville Perryopolis Petrolia Philadelphia Philipsburg Phoenixville Pine Grove Pines Pipersville Pittsburgh Pittston Plains Plains Township Pleasant Pleasant Hills Pleasant Unity Pleasantville Plum Plumsteadville Plumville Plymouth Plymouth Meeting Pocono Pocono Pines Pocono Summit Pocopson Point Point Marion Port Allegany Port Carbon Port Matilda Port Trevorton Portage Portersville Pottstown Pottsville Presto Pringle Prospect Park Pulaski Punxsutawney Quakertown Quarryville Radnor Reading Red Hill Red Lion Reedsville Reinholds Renovo Reynoldsville Rices Landing Richboro Richfield Richlandtown Ridgway Ridley Park Riegelsville Rimersburg Riverside Roaring Spring Robesonia Rochester Rochester Mills Rockledge Rocks Rockwood Ronks Rosemont Rostraver Township Royal Royersford Rural Valley Russellton Saegertown Salix Saltsburg Sandy Lake Sarver Saxonburg Saxton Saylorsburg Sayre Schaefferstown Schellsburg Schnecksville Schuylkill Haven Schwenksville Sciota Scott Township Scottdale Scranton Secane Selinsgrove Sellersville Seven Fields Seven Valleys Sewickley Shamokin Shamokin Dam Sharon Sharon Hill Sharpsville Shavertown Shenandoah Shermans Dale Shickshinny Shillington Shinglehouse Shippensburg Shippenville Shoemakersville Shohola Shrewsbury Sidman Sinking Spring Skippack Slatington Slippery Rock Smethport Smithfield Snow Shoe Solebury Somerset Souderton South Abington Township South Fork South Park Township Southampton Spring Church Spring City Spring Grove Spring House Spring Mills Spring Run Springboro Springdale Springfield Springs St Davids St Marys St Thomas Stahlstown State College Stewartstown Stockertown Stoneboro Stowe Stoystown Strabane Strasburg Stroudsburg Sugarloaf Sumneytown Sunbury Susquehanna Swarthmore Swiftwater Swissvale Sybertsville Sykesville Tamaqua Tannersville Tarentum Tatamy Taylor Telford Temple Terre Hill Thompsontown Thorndale Thornton Three Springs Tidioute Tioga Tionesta Titusville Tobyhanna Topton Towanda Tower City Township Trappe Tremont Trevose Trexlertown Tripoli Trooper Troy Tunkhannock Turbotville Turtle Creek Twp Tyler Hill Tyrone Union City Uniontown University Park Upper Darby Upper St Clair Valencia Valley Valley View Vandergrift Venetia Vernon Verona Villanova Volant Wales Wallingford Walnutport Wampum Warfordsburg Warminster Warren Warrendale Warrington Warrior Run Washington Washington Crossing Waterfall Waterford Watsontown Wattsburg Waymart Wayne Waynesboro Waynesburg Weatherly Weedville Wellsboro Wernersville Wescosville West Chester West Grove West Middlesex West Mifflin West Milton West Newton West View Westfield Wexford White Haven White Oak Whitehall Wilkes Barre Wilkes barre Township Williamsport Willow Grove Willow Street Wilmerding Wind Gap Windber Winfield Womelsdorf Wood Woodlyn Wormleysburg Worthington Wrightstown Wrightsville Wyalusing Wyncote Wynnewood Wyoming Wyomissing Wysox Wysox Township Yardley Yeadon York York Springs Youngsville Youngwood Zelienople Zieglerville Zionsville